A man don't know what him have until him lose it
 And when she gone it's like he don't know what lick him
 She get a Island lover, fi kiss her up under cover
 What Shaggy tell them
 
 Island lover
 To kiss and caress her under cover
 Island lover
 To kiss and caress her under cover
 
 Man have him woman from oh so long
 She give him whole heap of loving and satisfaction
 She never ever set eye pon a next man
 Support you when you down and even held your hand
 Well she is the mother of your child and the lady in your life
 With the ring upon her finger represents that she is your wife
 Why you want to mistreat her and torment her life
 Like you really don't believe she leave you for another guy
 She wants a ...
 
 Island lover
 To kiss and caress her under cover
 Island lover
 To kiss and caress her under cover
 
 She cannot take it no more she's got one foot trough the door
 Need some time by herself she feeling so insecure
 She decide she's gonna venture on an island tour
 Jamaica! Island of the sunny outdoors
 So she could walk along the beach and relax along the shore
 With her sun baked skin, but her heart was sore
 Stumbled on an island lover wita coconut cure
 Put a smile on her face and let her feelings pour
 She wants a...
 
 Island lover
 To kiss and caress her under cover
 Island lover (mmm)
 To kiss and caress her under cover
 
 Island lover
 To kiss and caress her under cover (he, he)
 Island lover
 To kiss and caress her under cover
 
 Now what's his name? Dexter St. Jack
 A Joe Grin with a funky dread locks
 "Hello!" with that real low tone
 And a raw Jamaican accent make her poor heart foam
 She forgot about the problems that she had at home
 The night was young it was eight o' four
 Reggae music it a lick and she was bored no more
 All what de pan her mind she hope to God that she score
 She get love sick and island lover was the cure
 She wants a...
 
 Island lover (uh)
 To kiss and caress her under cover (rub a dub style)
 Island lover
 To kiss and caress her under cover
 
 A man don't know what he has until that glorious day
 When she says she's gonna leave him and he says "no way"
 Take a vacation be back in a few days
 You a think 'bout all the girls you'll have while she is away
 What is it one, or two, or three, or four, or five in a day
 Is it Suzi, Beverly, or is it Angie or Faye
 Well I'm your island lover upon your girl's parkway
 Inside my love canoe she spends her night and day
 You think she getting played but she is getting laid
 And now the both of us together damn we got it made
 We are a...
 
 Island lover
 To kiss and caress her under cover (hey)
 Island lover (mmm)
 To kiss and caress her under cover
 
 Now what a beautiful girl like you doing in a place all alone like this
 If I was your man I'd be making love to you constantly
 With a figure like that you should be on top of my dresser like a figure
 Mmm, lovely
 
 Island lover
 To kiss and caress her under cover (mmm)
 Island lover
 To kiss and caress her under cover (girl)
 
 Island lover
 To kiss and caress her under, rub a dub style, yeah, he, he
 Island lover
 To kiss and caress her under cover
 
 Island lover
 To kiss and caress her under cover (cover me now girl)
 Island lover (hey)
 To kiss and caress her under cover
 
 Island lover
 To kiss and caress her under cover