I run a shop upon the hill

I give out orders at my will

People do as they're told

Till the day that they're old

Apart from the work, life's a toss

Cos at home my wife's the boss

I've got mortgage and all the loans

And a wife 3 kids and moans



[Chorus:]

Mortgage Mentality,

Mortgage Mentality, Mortgage Mentality

Mortgage Mentality



I'm not really the one in charge

For this shop is much too large

I just wouldn't know what to do

I'm just another fool

For the guvnor it's plain to see

That's it's just got to be me

I'm the one with all the debts

So I've got to be the best bet