The Lord above gave man an arm of iron
So he could do his job and never shirk
The Lord above gave man an arm of iron - but
With a little bit of luck, with a little bit of luck
Someone else'll do the blinkin' work
With a little bit, with a little bit
With a little bit of luck you'll never work
The Lord above made liquor for temptation
To see if man could turn away from sin
The Lord above made liquor for temptation - but 
With... / When temptation comes you'll give right in
With... you'll give right in
Oh, you can walk the straight and narrow
But with a little bit of luck you'll run amok
The gentle sex was made for man to marry
To share his nest and see his food is cooked
The gentle sex was made for man to marry-but 
With... / You can have it all and not get hooked
With... you won't get hooked
With a little bit, with a little bit
With a little bit of bloomin' luck

The Lord above made man to help is neighbor
No matter where, on land, or sea, or foam
The Lord above made man to help his neighbor - but 
With... / When he comes around you won't be home
With... you won't be home
They're always throwin' goodness at you
But with a little bit of luck a man can duck
Oh, it's a crime for man to go philanderin' 
And fill his wife's poor heart with grief and doubt
Oh, it's a crime for man to go philanderin', but 
With... / You can see the bloodhound don't find out
With... she won't find out
With a little bit, with a little bit
With a little bit of bloomin' luck
He doesn't have a tuppence in his pocket
The poorest bloke you'll ever hope to meet
He doesn't have a tuppence in his pocket-but
With... / He'll be movin' up to easy street
With... he's movin' up
With a little bit, with a little bit
With a little bit of bloomin' luck